Financial Advisers in Milton Keynes

Financial advisers in Milton Keynes help people and businesses plan for their financial goals, covering areas such as pensions, investments, mortgages, protection and retirement. This page lists advisers across Milton Keynes and its surrounding towns, including Bletchley, Wolverton, Stony Stratford, Newport Pagnell, Woburn Sands and Olney. Each listing shows contact details, opening hours, reviews and a short summary of what customers say.

38 matching financial advisers

Checking regulation and qualifications

Firms and individuals giving regulated financial advice in the UK must be authorised by the Financial Conduct Authority (FCA), and you can confirm this on the FCA Register at register.fca.org.uk. Advisers should hold at least the Level 4 Diploma in Regulated Financial Planning, and some hold Chartered Financial Planner status through the Chartered Insurance Institute (CII) or Certified Financial Planner status through the CISI. Where advice covers pension transfers or defined benefit schemes, additional permissions and qualifications are required.

Independent versus restricted, and how advisers are paid

An independent financial adviser (IFA) can recommend products from across the whole market, while a restricted adviser works with a limited range of products or providers, so it is worth asking which applies. Advisers must give you a clear breakdown of their charges before you commit, which may be a fixed fee, an hourly rate or a percentage of assets. If something goes wrong, you may have access to the Financial Ombudsman Service and, in some cases, the Financial Services Compensation Scheme (FSCS).

Do I have to pay for an initial meeting with a financial adviser?

Many advisers offer a free initial consultation to discuss your circumstances and explain how they work, with fees applying only if you go ahead with advice. Confirm this when you make contact, and ask for the charges in writing before any work begins.

How do I check an adviser is properly authorised?

Search the firm or adviser name on the FCA Register at register.fca.org.uk, which shows whether they are authorised and what activities they are permitted to carry out. You can also ask about their qualifications and whether they offer independent or restricted advice.

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